Stewart & Partners experience of commercial insurance is both wide and comprehensive.
We arrange all types of commercial cover – from Sole Traders to SME’s – so whether you’re a rising business star or an existing company building on your reputation, our specialist advice will keep you covered.
Your policy will be tailored to your needs and very keenly price due to our understanding of the risks your business faces. We’ll provide you with a customised assessment to help you fully understand the vunerabilities to your business and will visit your premises at a time convenient to you, so as to design cover that gives you the best possible protection.
And we’ll also be there should you have to make a claim, working together with you, your insurer and any claims specialists to reach a favourable outcome.
COMMERCIAL PROPERTY INSURANCE
Property insurance protects your business property from the risks of fire, break-in and certain weather damage. It protects every type of building – factories, shops, office blocks, residential buildings, unoccupied properties, buildings constructed of non-standard materials and properties at high risk of flooding or subsidence.
Why you should consider it
Provides essential protection for your key financial assets
Meets the requirements of mortgage lenders or other financial loan providers
Provides peace-of-mind security for a better working environment
At Stewart & Partners we have negotiated a discount facility with the country’s leading insurers for let residential properties. We are proud to say this cover is amongst the widest in the market and at a discounted premium.
SELF EMPLOYED / SOLE TRADER INSURANCE
For Sole Traders and the Self Employed we offer Public Liability cover. Public liability insurance is recommended for any business whose employees are required to work at a client’s home or business premises, or which welcomes members of the public or customers on to their own premises.
Why you should consider it:
We can add additional covers to suit your needs such as cover for business tools or specialist cover such as treatment risks.
We have a wide range of providers offering very competitive premiums on Professional Indemnity Insurance.
With premiums for Public Liability starting from as little as £75 per annum and instalment facilities available for larger premiums we are bound to have the right policy for you.
At Stewart & Partners we have negotiated a discount facility with the country’s leading insurers and we are proud to say this cover is amongst the widest in the market and at a discounted premium.
A business insurance policy can be tailored to meet all the risks associated with the running of your business – from the processes you use and the premises where you work right through to the goods you buy, sell or store.
Depending on the nature of your business, it protects against:
the loss of, or damage to, buildings, contents, machinery and equipment
mechanical breakdowns that disrupt production
the loss of, or damage to, goods in transit
the costs of implementing a product recall
liability claims from third parties and employees
the costs of taking any legal action
Why you should consider it
Provides all round financial protection, even in the event of claims against you proving unfounded
Can be tailored to cover risks specific to your business and to meet regulatory or contractual requirements